![]() Merchants have different challenges, different customer bases, and tremendous divergence of experience depending on their size, industry, region, and many other factors. Most importantly, merchants need payment solutions that provide the support and resources they actually need. There’s no requirement for e-commerce merchants to use card-reading terminals hooked up to proprietary payment processing networks, which gives them some flexibility about what type of payment solution they want to use and how comprehensive they want the services it provides to be. ![]() Nearly half of all online transactions-47%- involve payment cards, with digital wallets in a distant second place at 28%.įinding a card acceptance solution is basically non-negotiable, but card-not-present merchants have a somewhat different experience with it than their card-present cousins. How does internet credit card processing work, and what should merchants take under consideration when they’re trying to pick the right solution?Ĭredit and debit cards are by far the most widely-used payment methods for e-commerce. While there are some alternative payment schemes worth looking into, card payments dominate the e-commerce transaction landscape.Īny merchant who sells online needs a way to take credit card payments, but getting set up to do so for the first time can be a daunting experience for the unfamiliar. ![]() When a new e-commerce merchant has a great product, a solid business plan, and a dazzling website, there's only one thing missing: a way to accept payments from their customers.
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